Managing Pocketmoney for Kids




I write this post in two version because I'd like to my son and my first daughter read it also without translate it at first. I know, until now, they still get difficulties in reading tasks in English, so if I just write in English, so they will be get lazy to read it or perhaps, they will neglecting this :). And, maybe, there are other children who read this posts, I hope it will help them in improve how to manage their pocketmoney.
Formerly, I give pocketmoney for my children daily. But, because I think they have been teen now, so I decide to let them managing their money by themselves and give pocketmoney weekly. Yet, of course I tell some reminder or 'advise' for them, and also monitoring their shopping activities (but not so strictly, just evaluation). Yet, beside I tell them verbally, I'd like them to read this tips, in order that they can not forget merely my advice :). And also hope this can helpful for other :).
How to manage pocketmoney by yourselves:

  1. Try to refrain yourselves. before you decide to buy something, you must think about your most need, whether you need it mostly, or jus because you want it.
  2. Bring prog (food and drink) from home. Beside this is health for you, this will make your pocketmoney thrifty.
  3. Minimize your hobby in buying new toys. Now, you have been teenage, so toys is not your priorities again. It is the prompt time for you to buy something in which will give you many advantages for you.
  4. Save a few part of your money in the beginning. You can save your money in bank or in your home saving such as money box or piggy box, or others.
  5. Never neglecting coin, Even though coin only has a little value nominally, but when we collect them, they will be more and more and become valuable for you.
  6. Never bring all your pocket money to school, in order that it does not attract your friends attention. And also, in order that you are not tempted to buy something you see. It will be better if you leave them at home and storage them at home, so your pocket money will be thrifty and will be sufficient untill the edge of certained time.
And here is in Indonesian version:

Bagaimana mengatur uang saku sendiri:
  1. Belajar menahan diri. Sebelum memutuskan untuk membeli sesuatu, pikirkan dulu apakah barang itu sangat diperlukan atau hanya karena ingin.
  2. Bawa bekal makanan dari rumah. Selain sehat dan nggak gampang kena penyakit perut, uang saku juga utuh.
  3. Kurangi hobi beli mainan baru (kan sudah besar sekarang, jadi sudah bukan mainan terus dong yang diprioritaskan). Sudah saatnya memiliki prioritas dalam membeli sesuatu agar uang yang dimiliki benar-benar bermanfaat.
  4. Paksakan diri menabung. Setiap kali mendapat uang saku, sisihkan lebih dahulu sebagian untuk ditabung ke bank atau ke dalam celengan.
  5. Biasakan menabung koin. Jangan meremehkan koin hanya karena nominalnya yang kecil. Ingat pepatah lama: sedikit demi sedikit lama-lama menjadi bukit.
  6. Jangan pernah membawa semua jumlah uang saku ke sekolah agar tidak menarik perhatian teman-teman dan juga agar tidak mudah tergoda. Lebih baik disimpan di rumah, sehingga uang saku akan mencukupi sampai batas waktu yang telah ditentukan.





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